Repossession: Vehicle loan or lease

CFPB ESCALATION STATEMENT BRIDGECREST ( For your active CFPB complaint ) Subject : Escalation for NonResponse / Failure to Provide Required Repossession & Auction Documentation BridgecrestI am submitting this escalation because Bridgecrest has failed to provide the legally required documentation regarding the repossession and alleged sale of my vehicle. It has been more than 15 days with no complete response, which violates CFPB expectations for timely communication.Bridgecrest has not provided : Proof of any legally required notices ( Right to Cure, Intent to Repossess, Notice of Sale, PostSale Disclosure ) Proof of lawful repossession, including tow authorization and chain of custodyProof of auction, including date, time, location, buyer, and sale amountA full accounting of the vehicles disposition as required under Georgia lawVerification of the reported balance, which is currently inaccurate and unsubstantiatedAny explanation for their continued credit reporting despite failing to validate the accountBecause Bridgecrest has not provided the required documentation, I am requesting the CFPB to : Compel Bridgecrest to upload all repossession and auction documents, including notices, accounting, and sale records.Require Bridgecrest to verify the accuracy of the balance they are reporting.If they can not verify the account, require them to delete the account from all credit bureaus under FCRA 623.Require Bridgecrest to cease all collection activity until verification is provided.Require Bridgecrest to provide a written explanation for their noncompliance and failure to respond.Bridgecrests actions have caused financial harm, emotional distress, and damage to my credit, and their failure to provide documentation prevents me from validating or disputing the alleged debt.I am requesting immediate CFPB intervention.If you want, I can also prepare : A stronger second escalation specifically citing FCRA, FDCPA, and Georgia repossession lawA credit bureau deletion demandA notice of damagesA full affidavit version you can notarizeChoose what you want next : second escalation, deletion demand, damages notice, or affidavit. They have my phone and email address nothing was sent to me.