Attempts to collect debt not owed: Debt collection

To Whom It May Concern, I am writing to formally dispute the account that Credence Resource Management is reporting under my name. This account does not belong to me, and I did not authorize anyone to open or use this account. I have previously contacted your company regarding this matter and informed you that I am a victim of identity theft. Despite my efforts to resolve this issue, the account continues to be reported on my credit report, causing harm to my credit history and credit score. Additionally, I have not received an identity theft packet, fraud packet, or any documentation explaining the steps required to investigate and resolve this dispute. Under the Fair Credit Reporting Act ( FCRA ), I request that Credence Resource Management conduct a reasonable investigation into this matter and provide documentation verifying that I am legally responsible for this account. If you are unable to provide such verification, I request that the account be immediately removed from all credit reporting agencies. I also request written confirmation of the results of your investigation and copies of any documents used to verify this alleged debt. Thank you for your prompt attention to this matter.