A
Anonymous
Public complaint
Communication tactics: Debt collection
They have contacted my wife and told her that she would have to give permission to auto draft what was old immediately
Reviews
16
Average
1/5
Response rate
0%
Resolution rate
0%
Reviews
16
Average
Response rate
0%
Resolution rate
0%
Anonymous
They have contacted my wife and told her that she would have to give permission to auto draft what was old immediately
Anonymous
Requested debt validation and verdification of ownership.Company did not respond to verifocation of ownership.Misleading
Anonymous
The company began collection activity and reporting a debt that I dispute. I contacted the company requesting validation of the debt, including proof that I am responsible for the account, a full itemized breakdown of the balance, and documentation showing the original creditor and full chain of ownership. Despite my request, I did not receive adequate validation or supporting documentation. Instead, the company continued collection activity and/or credit reporting without resolving the dispute. I requested that the account be verified or removed until proper validation could be provided, but the issue remains unresolved. I am seeking full validation of the debt or removal of the account from my credit report if proper documentation can not be provided.
Read full reviewAnonymous
Credit Report Dispute Pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i To Whom It May Concern : I am submitting this dispute regarding inaccurate and/or unverifiable information appearing on my consumer credit report. I am requesting that you conduct a reasonable investigation pursuant to the Fair Credit Reporting Act, including 15 U.S.C. 1681i. Reason for Dispute : I am disputing the accuracy and completeness of this account information. I am requesting that you verify the accuracy of the information being reported, including : * The identity of the original creditor; * The accuracy of the reported balance ; * The accuracy of the account dates, including the date of first delinquency ; * The accuracy of the payment history and account status ; * Whether the company reporting this information has verified the account and has the authority to report it. If the information can not be verified as accurate and complete, I request that it be corrected or deleted from my consumer report as required under the Fair Credit Reporting Act. Please provide me with : 1. The results of your investigation ; 2. The method used to verify the information ; 3. The name, address, and telephone number of any party contacted during your investigation ; 4. An updated copy of my credit report reflecting any changes made. I have enclosed copies of my identification and supporting documentation for verification purposes. This dispute is made in good faith and is intended to ensure that my consumer report contains only accurate and verifiable information.
Read full reviewAnonymous
This debt collector has done unjustifiable practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. they didn't follow the proper 5-step validation procedure. According to the FDCPA, Im entitled to compensation for these violations and clearly, they violated my rights and abused my privileges. I demand this account be taken off immediately. Im stressed out and I feel violated
Anonymous
This debt collector keeps harassing me through out the day and night trying to settle debt
Anonymous
To whom it may concern, Please note that this is not a refusal to pay off the account but a notice sent as per the Fair Debt Collection Practices Act ( F.D.C.P.A. ), 15 U.S.C. S 1692 ( G ) Section 809 ( B ). This notice states that your claim is disputed and validation of the account is required. This notice is not a request for verification of the account or proof of my mailing address but a request for validation made pursuant to the F D.C.P A. laws. I humbly request that your agency/ office sends me valid proof of claim that I am legally obligated to pay you. Please provide me with the below mentioned items : * The amount you claim the respondent owes you * An explanation showing me how you have computed the amount. * Copies of any documents that prove I agreed to pay the alleged amount * The identity of the original creditor * Confirmation that the account has not crossed the statute of limitation ( SOL ) period * Evidence that you are a licensed debt collector * Evidence of your license numbers and your registered agent. * Chain of Title of ownership of the debt * Error & Omissions Insurance
Read full reviewAnonymous
This debt collector has engaged in conduct that violates the Fair Debt Collection Practices Act ( FDCPA ). They are reporting an account that I did not authorize, and no signed agreement exists bearing my signature to validate any obligation. A legally binding contract requires clear consent from all parties, which is absent in this case. Additionally, the collector has failed to provide proper validation of the alleged debt as required under the FDCPA. Without sufficient documentation verifying the debts legitimacy, their continued reporting and collection efforts are unlawful. These actions constitute violations of my consumer rights. As a result, I demand the immediate deletion of this account from all reporting agencies. Failure to comply may result in further legal action, including claims for damages.
Read full reviewAnonymous
I request validation of the alleged debt referenced in your recent communication, including the name of the original creditor, the total amount owed, documentation establishing my responsibility for the debt, and proof that your company is authorized to collect it.
Anonymous
I dispute the collection balance being reported. I had payment arrangements in place with the original creditor and made multiple attempts to resolve the account. The balance reported to collections does not appear to be accurate, and I was not provided with a clear itemized explanation showing how the amount was calculated. I made good-faith efforts to address the account, but the matter was not resolved as promised. I am requesting a full investigation and documentation supporting the reported balance, as well as a review of the information being furnished to the credit bureaus.
Read full reviewAnonymous
Delete this account because you can not furnish any documentation that would verify ownership. Please provide documentation that the following account belongs on my credit report and that my rights have not been violated. In compliance to 15 U.S. Code 1692e ( 6 ) Debt collectors are legally obligated to adhere to 15 U.S. Code 1692e ( 6 ), which forbids them from providing false information or insinuating inaccuracies about the nature, amount, or legal standing of a debt. It is against the law to make deceptive statements or misrepresentations concerning the debt being pursued for collection.
Read full reviewAnonymous
This debt collector has engaged in conduct that violates the Fair Debt Collection Practices Act ( FDCPA ). They are reporting an account that I did not authorize, and no signed agreement exists bearing my signature to validate any obligation. A legally binding contract requires clear consent from all parties, which is absent in this case. Additionally, the collector has failed to provide proper validation of the alleged debt as required under the FDCPA. Without sufficient documentation verifying the debts legitimacy, their continued reporting and collection efforts are unlawful. These actions constitute violations of my consumer rights. As a result, I demand the immediate deletion of this account from all reporting agencies. Failure to comply may result in further legal action, including claims for damages.
Read full reviewAnonymous
I have asked the company several times to provide debt verification, they have yet to do that.
Anonymous
Im writing to file a complaint against Credence Resource Management , LLC for violating my consumer rights under 12 CFR 1006.34 and 15 USC 1681-s2 ( 7 ) ( A ). Theyve added an inaccurate account to my consumer report without giving me the required validation info, as outlined in 12 CFR 1006.34 ( b ) ( 5 ). On top of that, I havent been given a chance to dispute the account, which Im entitled to under 12 CFR 1006.34 ( c ) ( 4 ) ( i ). Overall, their actions are not only against federal regulations but also misleading and deceptive.
Anonymous
To Whom It May Concern, I am writing to formally dispute the account that Credence Resource Management is reporting under my name. This account does not belong to me, and I did not authorize anyone to open or use this account. I have previously contacted your company regarding this matter and informed you that I am a victim of identity theft. Despite my efforts to resolve this issue, the account continues to be reported on my credit report, causing harm to my credit history and credit score. Additionally, I have not received an identity theft packet, fraud packet, or any documentation explaining the steps required to investigate and resolve this dispute. Under the Fair Credit Reporting Act ( FCRA ), I request that Credence Resource Management conduct a reasonable investigation into this matter and provide documentation verifying that I am legally responsible for this account. If you are unable to provide such verification, I request that the account be immediately removed from all credit reporting agencies. I also request written confirmation of the results of your investigation and copies of any documents used to verify this alleged debt. Thank you for your prompt attention to this matter.
Read full reviewAnonymous
15usc1681 ( a ) ( a ) ( 2 ) : You are reporting information that is said to be excluded from my consumer report that involves information as to transactions or experiences between myself and a creditor. Delete this account