Anonymous
Attempts to collect debt not owed: Debt collection
I am filing a complaint regarding two collection accounts being reported by Credit Collection Services. These accounts appeared on my consumer credit reports without my receiving prior written notice, validation, or documentation supporting the alleged debts. I dispute the validity and accuracy of both accounts. I have requested debt validation and documentation establishing that I am legally responsible for these alleged debts, including proof of the original creditor, account details, and the collector 's authority to collect. To date, I have not been provided sufficient evidence supporting these claims. I am requesting that the company conduct a reasonable investigation, provide proper validation of the alleged debts, and correct or remove any information that can not be verified. I also request that all credit reporting related to these accounts comply with the requirements of the Fair Credit Reporting Act ( FCRA ) and Fair Debt Collection Practices Act ( FDCPA ). I am seeking assistance in ensuring that inaccurate, incomplete, or unverified information is not reported on my consumer credit file.
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